Many people shudder at the prospect of applying for a loan to purchase a home or to refinance a mortgage. The time devoted to calls and visits to lenders, the weighing of the pros and cons of the available products, and the gathering of financial statements seem a formidable task. But what if it didn’t have to be so daunting?
Christine Clark, the owner and president of INmortgage in Lake Geneva, founded her company in May 2018 to streamline the home loan process for customers. While INmortgage is in its third year of operation, a core group of the company’s 10 employees has been working together for the past 15 years.
A customer who needs a loan for a home purchase or wants to refinance a mortgage can get started by getting in touch with one of INmortgage’s loan officers by completing an application online, over the phone, or scheduling an in-person meeting at INmortgage’s office, located at 820 Geneva Parkway.
INmortgage operates strictly as an independent mortgage broker. The company “partners with the top one to three percent of wholesale lenders to be able to offer the best product for the consumer,” Clark says.
The company offers all the products on the market for single-family homes and properties with up to four units. Those products include FHA loans with low down payments for qualified buyers as well as USDA loans for rural properties.
Once the customer has completed an application, a loan officer works with the client to design a budget. After that, the loan officer searches the applicable loan programs, presents all the options to the customer and provides guidance regarding the best fit with the customer’s needs.
For those refinancing a loan, INmortgage’s loan officers get to know the client and his or her financial comfort zone. Familiarity with the client’s financial goals allows the loan officer to chart a path to reach those goals with a tailored mortgage.
INmortgage prides itself on quick service. The average turn time from underwriting to closing is typically 16 days, Clark says. Clients can close on a loan either in-person or electronically.
Clark has won several awards in recognition of the number of loans she’s originated. For the past three years, United Wholesale Mortgage (UWM) has placed Clark in the Top 20 loan officers in Wisconsin, earning the #1 spot for 2020 purchases closed in Wisconsin.
She was also nationally recognized with being named as the top 1% of producing loan officers in the entire UWM network in 2019, 2020 and 2021. Scotsman Guide, a financial-technology and media company for the mortgage industry, also named Clark a top originator on a national level in those same three years.
“Everybody’s financials are different,” Clark says. “To meet a wide variety of needs, INmortgage offers attractive rates and fees, cutting-edge technology, transparency and integrity,” she adds.
She believes her company’s strength lies in “doing the best for the individual customer and handling challenges well.”
“We hope people have the best experience possible,” Clark says, noting that the service INmortgage provides moves along the local housing inventory, as well as helping people afford mortgages.
Since 2018, INmortgage has closed over $255M in originations.
“There are a thousand families we’ve been able to help,” Clark says.
When customers compliment INmortgage, Clarks says, they praise the company’s communication with them and say “the process was way easier than they expected.”
262.729.4333 | inmortgageco.com
By Susan Murray
INmortgage Co. is an equal housing lender. Inmortgage Co. is a licensed mortgage broker by the State of Wisconsin Department of Financial Institutions INmortgage Co. NMLS ID 1754501. Christine Clark NMLS ID 585464 Tony Alivo NMLS ID 577290 Becky Vos NMLS ID 281430 Angela Minor NMLS ID 404845. 820 Geneva Pkwy 106, Lake Geneva, WI 53147. The content of this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend.